Empire State Warranty | July 2025 Dealer Update
This month: Car Care Plan just got stronger, Diamond Dealer standings update, Budco financing options explained, and major NYS policy win for dealers.
🚗 Car Care Plan Just Got a Boost
We’re excited to announce major enhancements to our Car Care Plan, designed to offer more mileage and flexibility to your customers:
- 3-month/3,000-mile → now 3-month/5,000-mile
- 6-month/6,000-mile → now 6-month/7,500-mile
- Short-term unlimited mileage options available (3-month and 6-month)
These changes make the Car Care Plan the perfect middle ground between Express and Car Care Advantage—an ideal solution for buyers needing affordable, short-term coverage with added peace of mind.
💎 Diamond Dealer Race: July Standings
The competition is heating up as we pass the halfway point in 2025! Here’s where things stand (As of July 2nd, 2025):
- Frank Siena’s Auto Sales (⬆)
- Exit5 Auto Group (⬇)
- Tecforce Automotive
- Licari Motorcar
- Broadway Garage of Columbia County (⬆)
Rankings are determined based on a balanced mix of Net Revenue Year-to-Date, Loss Ratio, and Contract Volume. Keep pushing—we’re only half way!
Don’t forget—we also recognize standout achievements like Rising Star of the Year, Rookie Dealer of the Year, and several individual honors, including Service Director of the Year.
💳 Financing Highlight: Budco 0% Financing for Customers
Empire State Warranty has partnered with Budco Financial to offer 0% financing on warranties, giving customers the option to split payments into monthly installments—without interest.
Here’s how dealers can participate:
- Direct Program
Send a Budco-approved customer to us. If we close the deal, your dealership earns a 20% commission on the retail sale amount. - Indirect Program
Your dealership is approved by Budco to run financing internally, offering seamless financing options right through your F&I office.
Want to get set up or learn more? Reach out to your ESW representative.
Industry News: NY DMV Pauses Regulation 78.25(b)
This regulation would have required dealers to hold original titles on-site—threatening long-standing floor plan financing practices. Thanks to dealer advocacy, independent dealers across New York can continue operating without disruption! Read More…
