Exclusionary and stated coverages that are the best in the industry. No separate ceding fees. No loss adjustment expenses. Easy to reinsure. Customized claims handling.
The average car is made up of nearly 30,000 separate parts!
Which parts can you afford to replace once your manufacturer’s warranty expires? Learn more about the protection plans and parts that are covered, and how to protect yourself from expensive future repairs.
Protection Benefits
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Gasoline & Diesel Engines
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Turbo Chargers
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Super Chargers
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Transmission
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Transfer Case
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Drivetrain System
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Seals & Gaskets
Parts covered include but are not limited to all components listed in Powertrain Coverage in addition to the following:
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Air Conditioning & Heating
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Cooling System
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Gasoline & Diesel Fuel Systems
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Electrical Systems
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Suspension
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Brakes
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Anti-lock Braking System
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Steering
Parts covered include but are not limited to all components listed in Comprehensive Coverage in addition to the following:
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Sound / Audio
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Hybrid System
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Entertainment & Navigation
This top-level protection includes coverage on all factory-installed mechanical or electrical components, except those items listed in the exclusions section of your contract. State of Mind Protection also includes:
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Rental Car
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Authorized Repair Labor Costs
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Fluids
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Diagnostic Charges & Fees
Additional Benefits
24/7 Emergency Road Services
Available at no cost for towing up to 25 miles, battery jumpstart, flat tire change, fuel delivery, and locksmith services.
Trip Interruption
Reimbursement for food and lodging expenses, up to $90.00 per day for up to 3 days, if a covered mechanical breakdown occurs more than 100 miles from home.
Rental Car
Reimbursement for rental vehicle expenses, up to $50.00 per day for every 8 hours (or portion thereof) of labor time required to complete the repair, up to a maximum of seven (7) days.
Competitive Labor Rates
Labor charges are based on All Data time to repair or replace a covered component up to $150.00 per hour of posted labor time.
Nationwide Coverage
Access to an authorized repair network anywhere in the United States.